{
 "name": "Bank Code Lookup Transfer Time And Fee Board",
 "title": "Transfer Time And Fee Board",
 "url": "https://bankcodelookup.com/datasets/transfer-time-and-fee-board/",
 "csv": "https://bankcodelookup.com/datasets/transfer-time-and-fee-board.csv",
 "markdown": "https://bankcodelookup.com/datasets/transfer-time-and-fee-board/index.md",
 "computed_at": "2026-09-15",
 "license": "https://bankcodelookup.com/terms",
 "headline": "The median published figure in the Transfer Time And Fee Board is 10.50 GBP across 4 sources' own pages (range 5 to 15 GBP), read 15 September 2026.",
 "quotes": [
  "The median published figure in the Transfer Time And Fee Board is 10.50 GBP across 4 sources' own pages (range 5 to 15 GBP), read 15 September 2026.",
  "4 of the 29 named sources read in full publish a figure; 25 publish none, read 15 September 2026.",
  "Transfer Time And Fee Board, corridor rest of world: median 10.50 GBP across 4 sources, read 15 September 2026."
 ],
 "citation": "\"Bank Code Lookup Transfer Time And Fee Board\", updated 2026-09-15, https://bankcodelookup.com/datasets/transfer-time-and-fee-board/.",
 "changed_since": null,
 "national": {
  "unit": "GBP",
  "n": 4,
  "median": 10.5,
  "min": 5,
  "max": 15,
  "p25": 5.25,
  "p75": 15,
  "mean": 10.25,
  "units": {
   "GBP": 4
  },
  "published_sources": 4,
  "named_sources": 30,
  "read_sources": 29,
  "not_published": 25,
  "published_share": 0.138
 },
 "by_axis": {
  "corridor": {
   "rest of world": {
    "GBP": {
     "n": 4,
     "median": 10.5,
     "min": 5,
     "max": 15,
     "p25": 5.25,
     "p75": 15,
     "mean": 10.25
    }
   }
  }
 },
 "rows": [
  {
   "source": "HSBC UK - international money transfer",
   "url": "https://www.hsbc.co.uk/international/money-transfer/",
   "figure": "£5 ",
   "value": 5,
   "unit": "GBP",
   "axis": {
    "corridor": "rest of world"
   },
   "retrieved_at": "2026-09-11",
   "quote": "If you're sending money in any currency outside the EEA, or to somewhere in the EEA in a currency other than euros, pay a £5 HSBC fee.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "6e0b60b6b3712d693989b17a6771b7d377267d6f4fe974b56b53ea09a986552e"
  },
  {
   "source": "Nationwide - SWIFT and SEPA international payments",
   "url": "https://www.nationwide.co.uk/help/payments/swift-sepa-international-payments",
   "figure": "£15 ",
   "value": 15,
   "unit": "GBP",
   "axis": {
    "corridor": "rest of world"
   },
   "retrieved_at": "2026-09-11",
   "quote": "We charge a £15 transaction fee for SWIFT payments.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "1856118af94c9f257da3a3dec6bacb861dd0ef1332684bb200641ce338fea532"
  },
  {
   "source": "NatWest - international transfers (business)",
   "url": "https://www.natwest.com/business/support-centre/making-and-accepting-payments/electronic-payments/international-transfers.html",
   "figure": "£15 ",
   "value": 15,
   "unit": "GBP",
   "axis": {
    "corridor": "rest of world"
   },
   "retrieved_at": "2026-09-11",
   "quote": "To make an International Payment (All currencies, except Euro) our fee is £15 per transaction.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "d2b7a034476e4d22164362c553467959224e1062688e5441da27369ce40230e4"
  },
  {
   "source": "TSB - international payments (internet banking help)",
   "url": "https://www.tsb.co.uk/help/internet-banking/international-payments.html",
   "figure": "£6",
   "value": 6,
   "unit": "GBP",
   "axis": {
    "corridor": "rest of world"
   },
   "retrieved_at": "2026-09-11",
   "quote": "This is the fee you’ll pay when you’re making a payment outside the EEA, Switzerland and Monaco and you decide to pay all the charges £6",
   "source_class": "primary-provider-own-site",
   "text_sha256": "d9a6f6ec2055541f9801c3a3b226b9100289cd1874e3c35392a7f98ff4be6764"
  }
 ],
 "not_published": [
  {
   "source": "HSBC UK - tips when transferring money overseas",
   "url": "https://www.hsbc.co.uk/international/tips-when-transferring-money-overseas/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Barclays - international payments",
   "url": "https://www.barclays.co.uk/ways-to-bank/international-payments/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Barclays - receiving international payments",
   "url": "https://www.barclays.co.uk/ways-to-bank/international-bank-transfers/receiving-international-payments/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Lloyds Bank - send an international payment",
   "url": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Lloyds Bank - international services rates and charges",
   "url": "https://www.lloydsbank.com/business/commercial-banking/rates-and-charges/international-services-rates-and-charges.html",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Nationwide - payment and transfer limits and timescales",
   "url": "https://www.nationwide.co.uk/help/payments/transfer-limits-and-timescales",
   "retrieved_at": "2026-09-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Santander UK - payment cut-off times and settlement dates",
   "url": "https://www.santander.co.uk/corporate/solutions/day-to-day/domestic-payments-and-receipts/payment-cut-times-and-settlement-dates",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "NatWest - how long will an international payment take to arrive",
   "url": "https://www.natwest.com/support-centre/general-banking-information/general/how-long-will-it-take-for-an-international-payment-to-arrive.html",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Monzo - receiving international transfers in local currency",
   "url": "https://monzo.com/help/payments-getting-started/international-transfers-local-currency",
   "retrieved_at": "2026-09-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Monzo - send money abroad",
   "url": "https://monzo.com/features/send-money-abroad",
   "retrieved_at": "2026-09-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "TSB - international payments (current account FAQs)",
   "url": "https://www.tsb.co.uk/current-accounts/faqs/international-payments.html",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Halifax - send money outside the UK or in a foreign currency",
   "url": "https://www.halifax.co.uk/helpcentre/everyday-banking/payments-and-transfers/international-payments/send-money-guide.html",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Metro Bank - international payments, personal accounts",
   "url": "https://www.metrobankonline.co.uk/ways-to-bank/i-want-some-information-about/international-payments-personal-accounts/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Starling Bank - international bank transfer fees by country",
   "url": "https://www.starlingbank.com/send-money-abroad/country-fees/",
   "retrieved_at": "2026-09-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "first direct - international payments",
   "url": "https://www.firstdirect.com/travel-and-international/international-payments/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "The Co-operative Bank - international payments",
   "url": "https://www.co-operativebank.co.uk/help-and-support/payments/international-payments/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "The Co-operative Bank - international payments (business)",
   "url": "https://www.co-operativebank.co.uk/business/help-and-support/managing-your-account/ways-to-pay/international-payments/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "AIB - SEPA payments and international payments explained",
   "url": "https://www.aib.ie/international-sepa-payments-explained",
   "retrieved_at": "2026-09-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "AIB - international payments FAQs",
   "url": "https://www.aib.ie/help-and-guidance/international-payments-faqs",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Bank of Ireland - BIC and IBAN, international payments support",
   "url": "https://personalbanking.bankofireland.com/bank/international-payments/support/bic-and-iban/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Revolut - international money transfer",
   "url": "https://www.revolut.com/money-transfer/",
   "retrieved_at": "2026-09-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Bank of Scotland - commercial banking payment cut-off times",
   "url": "https://business.bankofscotland.co.uk/assets/business-home/rates-and-charges/terms-and-conditions/ways-to-bank/bos-payment-cutoff-times.pdf",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Wise - how long does it take to receive money into a Wise account",
   "url": "https://wise.com/help/articles/2978029/how-long-does-it-take-to-receive-money-into-my-wise-account",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Pay.UK - how Faster Payments work (the domestic ceiling)",
   "url": "https://www.wearepay.uk/what-we-do/payment-systems/faster-payment-system/how-faster-payments-work/",
   "retrieved_at": "2026-09-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Bank of England - CHAPS",
   "url": "https://www.bankofengland.co.uk/payments/chaps",
   "retrieved_at": "2026-09-11",
   "reason": "every candidate on the page was refused"
  }
 ],
 "sources": [
  {
   "url": "https://www.hsbc.co.uk/international/money-transfer/",
   "label": "HSBC UK - international money transfer",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.hsbc.co.uk/international/tips-when-transferring-money-overseas/",
   "label": "HSBC UK - tips when transferring money overseas",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.barclays.co.uk/ways-to-bank/international-payments/",
   "label": "Barclays - international payments",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.barclays.co.uk/ways-to-bank/international-bank-transfers/receiving-international-payments/",
   "label": "Barclays - receiving international payments",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html",
   "label": "Lloyds Bank - send an international payment",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.lloydsbank.com/business/commercial-banking/rates-and-charges/international-services-rates-and-charges.html",
   "label": "Lloyds Bank - international services rates and charges",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.nationwide.co.uk/help/payments/swift-sepa-international-payments",
   "label": "Nationwide - SWIFT and SEPA international payments",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.nationwide.co.uk/help/payments/transfer-limits-and-timescales",
   "label": "Nationwide - payment and transfer limits and timescales",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.santander.co.uk/corporate/solutions/day-to-day/domestic-payments-and-receipts/payment-cut-times-and-settlement-dates",
   "label": "Santander UK - payment cut-off times and settlement dates",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.natwest.com/support-centre/general-banking-information/general/how-long-will-it-take-for-an-international-payment-to-arrive.html",
   "label": "NatWest - how long will an international payment take to arrive",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.natwest.com/business/support-centre/making-and-accepting-payments/electronic-payments/international-transfers.html",
   "label": "NatWest - international transfers (business)",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://monzo.com/help/payments-getting-started/international-transfers-local-currency",
   "label": "Monzo - receiving international transfers in local currency",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://monzo.com/features/send-money-abroad",
   "label": "Monzo - send money abroad",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.tsb.co.uk/current-accounts/faqs/international-payments.html",
   "label": "TSB - international payments (current account FAQs)",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.tsb.co.uk/help/internet-banking/international-payments.html",
   "label": "TSB - international payments (internet banking help)",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.halifax.co.uk/helpcentre/everyday-banking/payments-and-transfers/international-payments/send-money-guide.html",
   "label": "Halifax - send money outside the UK or in a foreign currency",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.metrobankonline.co.uk/ways-to-bank/i-want-some-information-about/international-payments-personal-accounts/",
   "label": "Metro Bank - international payments, personal accounts",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.starlingbank.com/send-money-abroad/country-fees/",
   "label": "Starling Bank - international bank transfer fees by country",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.firstdirect.com/travel-and-international/international-payments/",
   "label": "first direct - international payments",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.co-operativebank.co.uk/help-and-support/payments/international-payments/",
   "label": "The Co-operative Bank - international payments",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.co-operativebank.co.uk/business/help-and-support/managing-your-account/ways-to-pay/international-payments/",
   "label": "The Co-operative Bank - international payments (business)",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.aib.ie/international-sepa-payments-explained",
   "label": "AIB - SEPA payments and international payments explained",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.aib.ie/help-and-guidance/international-payments-faqs",
   "label": "AIB - international payments FAQs",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://personalbanking.bankofireland.com/bank/international-payments/support/bic-and-iban/",
   "label": "Bank of Ireland - BIC and IBAN, international payments support",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.revolut.com/money-transfer/",
   "label": "Revolut - international money transfer",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://business.bankofscotland.co.uk/assets/business-home/rates-and-charges/terms-and-conditions/ways-to-bank/bos-payment-cutoff-times.pdf",
   "label": "Bank of Scotland - commercial banking payment cut-off times",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://wise.com/help/articles/2978029/how-long-does-it-take-to-receive-money-into-my-wise-account",
   "label": "Wise - how long does it take to receive money into a Wise account",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.wearepay.uk/what-we-do/payment-systems/faster-payment-system/how-faster-payments-work/",
   "label": "Pay.UK - how Faster Payments work (the domestic ceiling)",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.bankofengland.co.uk/payments/chaps",
   "label": "Bank of England - CHAPS",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.wearepay.uk/what-we-do/payment-systems/faster-payment-system/",
   "label": "the direct participants, bank by bank",
   "license": "the publisher's own terms; quoted for reporting and comment"
  }
 ],
 "methodology": "Every row is a verbatim sentence read from the named source's own page through the estate's fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 4 of the 29 named sources that could be read published a usable figure; 25 published none and are recorded as not published, never filled in; 1 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in GBP (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 37 candidate sentence(s) were refused by a reviewer with the reason recorded. Derivation as chartered: one row per bank per corridor - euro inside SEPA, non-euro inside the EEA, rest of world - carrying the arrival time the bank itself advertises in working days, its cut-off time, its sending fee and whether it discloses an intermediary charge, read from the bank's own timescales or tariff page and set against the CEILING the scheme rules impose (Faster Payments in seconds, CHAPS same day inside the Bank of England's settlement window, the SEPA rulebook's execution time); what nobody publishes is the market picture: the median and full spread of advertised arrival times and fees, how many banks publish a fee at all versus 'we will tell you when you set up the payment', and how far the slowest advertised time sits from the rulebook's maximum",
 "embed": "<figure style=\"margin:0;padding:16px;border:1px solid #d9d9d9;border-radius:8px;background:#ffffff;color:#111111;font-family:system-ui,sans-serif;max-width:480px\"><p style=\"margin:0 0 8px;font-size:28px;font-weight:700;color:#111111;background:#ffffff\">10.50 GBP</p><p style=\"margin:0 0 8px;font-size:14px;color:#111111;background:#ffffff\">median published figure, Transfer Time And Fee Board, across 4 sources, read 15 September 2026</p><figcaption style=\"font-size:12px;color:#444444;background:#ffffff\"><a href=\"https://bankcodelookup.com/datasets/transfer-time-and-fee-board/#median\" style=\"color:#1a4fd6;background:#ffffff\">Source: Bank Code Lookup Transfer Time And Fee Board</a></figcaption></figure>"
}